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Our ServicesServing Scott City

Condition & Insurance Surveys in Missouri, Illinois, Kentucky & Tennessee

A condition and insurance survey documents a boat's current condition and safety for an insurance carrier or lender, with findings and recommendations in a written report.

Rated 5 on Google

What's Included

  • Overall condition assessment
  • Safety and compliance check
  • Report formatted for insurers and lenders
  • Recommendations and findings
  • No shop drop-off needed

/HOW IT WORKS

OUR SERVICE PROCESS

  1. 01

    Call or Text for Quick Assessment

    Reach out by appointment at (573) 979-3032. Describe your boat's issue and location. We ask quick questions to understand the scope and discuss next steps.

  2. 02

    We Schedule and Arrive

    We coordinate a time that works for you—same day if urgent. Our mobile shop arrives with tools and diagnostics ready to begin work immediately.

  3. 03

    Inspection and Free Estimate

    We inspect your boat thoroughly, identify all issues, and explain exactly what needs repair. You get a clear cost and timeline before we proceed.

  4. 04

    Complete Repair and Testing

    We perform all work to our high standard, test systems, and confirm everything runs. If we find additional issues, we inform you before proceeding.

  5. 05

    Handoff and Support

    You get your boat back ready to use. We provide follow-up support—if you have questions or issues, text or call anytime.

/REVIEWS

WHAT OUR CUSTOMERS SAY

Contact Us Now

Cary went above and beyond. Doesn’t everyone have that littl, diamond in the rough, mom and pop, restaurant or store or shop that is the best in the world but wildly underrated and not well known. That’s this boat shop. Amazing turn around time, amazing attention to detail, under priced, I can’t say enough great things ! Do yourself a favor and stop your search here.

E

Eric Catalano

4 years ago

Cary is AWESOME! Had Cary make some trailer modifications last summer, when my boat died,got a quote at the lake near by and they did not want to repair my boat, and quoted me high and then refused to do the service. Called Cary and he was happy to help! Made the repair, as well as some others while having the engine pulled and recommended so modifications to make my life easier (move if the batteries) asked about cleaning up the gel coat and some other small repairs. All for less than the lake shop said the parts were going to be….. Cary added in some bonus free items because he is proud of his work and wanted the boat to be like new when I picked it up. We I had some issues starting it up on the lake for the first time texted Cary and he helped me out and got me going! I won’t be taking my boat anywhere else!

T

Tyler Robinson

3 years ago

Cary installed a 350 SB into our 1986 American Skier. He was very thorough, meticulous, and easy to work with. He kept me informed during the whole process including sending pics of any issues. He explained every detail. We would highly recommend Cary for any job big or small.

S

Sherry and Kevin Reichert

4 years ago

Met Carey and spoke with him about my needs and wants! Wanted to see how good he was with boat knowledge and being able to repair a few things on my boat! I am very impressed with his work and the time it took to get everything I asked done! Very professional and budget friendly!

D

David Ray

4 years ago

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Condition & Insurance Surveys Available In

We offer condition & insurance surveys to customers across the region. Tap any area for full local details.

About Condition & Insurance Surveys

Common questions and tips from our work with Scott City customers.

Why is my insurance company asking for a survey?
Carriers often ask for a current condition survey when they write a new policy, when a boat reaches a certain age, or when a policy comes up for renewal. Lenders may ask for one before financing. The survey gives them an independent record of the boat's condition, safety equipment and value so they can decide on coverage or a loan.
What happens if the survey lists recommendations?
Recommendations are items the surveyor found that should be addressed, often ranked by safety importance. Insurers commonly ask owners to correct the safety-related items and confirm the work before or after the policy is issued. Read the list carefully, handle what the carrier requires, and keep receipts or photos showing the work was done.

Tip

Check Safety Gear Before the Survey

Look over the basics before survey day: fire extinguishers charged and in date, enough wearable life jackets in good condition, a throwable device, working navigation lights, a horn or whistle, and current registration numbers on the hull. Flares should be in date where required. Small fixes like these are easy to handle ahead of time and keep the recommendations list short.

FAQ

FREQUENTLY ASKED QUESTIONS

I'm mobile and survey vessels across Missouri, Illinois, Kentucky, and Tennessee. I come to your boat wherever it sits, whether that's a marina, dry storage, or your driveway.

No. I focus solely on marine surveying and appraisals now. That keeps my inspections independent and unbiased, with no incentive to sell you repair work.

A full inspection of the hull, structure, systems, engines, and safety gear, plus a fair-market value, delivered as a detailed written report with photos you can use for negotiation, insurance, and financing.

A survey assesses the vessel's condition and safety. An appraisal establishes fair-market value for insurance, financing, donation, estate, or sale. I provide both.

Yes. Insurers and lenders often require a current condition survey, and I provide the documented report formatted for exactly what they need.

Most surveys take a few hours depending on the size and type of vessel. You'll receive a clear, documented report shortly after, typically within a couple of days.

Cost depends on the vessel's size, type, and the survey needed. Call (573) 979-3032 with the details and I'll give you a straight quote.

No. This is a mobile service with no shop drop-off. I come to your vessel's current location.

Still have questions? Contact Us

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